Package Products for SME

Flexible multi-line insurance with essential covers for small and medium-sized Malaysia businesses


Why AIG?

Our team in Malaysia understands the risks faced by SMEs and our expertise means we have the ability to create policy and claims solutions appropriate to businesses operating in this sector. We are increasingly targeting specific industries with packaged products tailored for those groups of businesses. This enables us to provide specifically designated products to meet the modern needs of an SME company in Malaysia.

Why SME businesses need comprehensive insurance coverage

AIG understands that Malaysia SME businesses operate in a tough and changing environment. SME operations are still held to the same standards of corporate governance, employee welfare and liability as the larger companies and they often have to manage these risks with fewer resources and less time to spare on concerns other than those relating to day to day business. SMEs therefore require a suitable packaged insurance policy which will protect their assets, liabilities and employees from the risks associated with operating a business.

Who is it for?

AIG offers simple insurance products for many small businesses, and bespoke solutions for the more complex insurance needs. Covering a wide spectrum of SME customers from a small single office premises for self-employed business owners to a multi-dimensional retail company with a material damage/business interruption exposure spread across multiple locations, often in a franchise arrangement, or with up to 100 employees or more.






Food & Beverage

SME Package

Flexible multi-line insurance with essential covers for small and medium-sized businesses. We offer expert advice and in-depth knowledge to our clients to prepare them for uncertainties and challenges.

Our popular SME Offerings include:

One Comprehensive Policy

for multi-product packages.

Broad Appetite

across 1,500 different types of business.

Flexible Packaged Solutions

Choose the product coverage needed, and tailor the policy limits and extensions of cover to meet the business requirements.

Property Claims Promise

In the event of a claim, we will confirm coverage as quickly as possible & advance our policyholders up to 50% of an agreed loss estimate within 7 days for property damage/repairs, clean-up costs, and extra expenses.

Terms and Conditions apply.

What is covered?

SME Package insurance from AIG is a comprehensive multi-line insurance solution that can be tailored to meet the needs of your business.

Coverage options include:

  • Property All Risks
  • Commercial Guard
  • Fire
  • Consequential Loss
  • All Risks
  • Burglary
  • Money
  • Glass
  • Liability
  • Machinery Breakdown
  • Electronic Equipment
  • Fidelity Guarantee
  • Group Personal Accident
  • Employer's Liability
  • Workmen's Compensation

Click here to read about these product descriptions