There are two types of foreign workers insurance required by the respective government bodies in order for foreign workers to be legally employed in Malaysia, provided they have been granted the relevant work permit from the Immigration Department of Malaysia.
1. Foreign Workers Hospitalization and Surgical Scheme (FWHS)
Cashless admission of your foreign workers to Government hospitals due to an accident or illness.
2. Foreign Workers Insurance Guarantee (FWIG)
Guarantee to the Immigration Department based on agreed value by nationality of the worker to cover repatriation expenses in the event your worker is required by the authorities to be sent back to their country of origin during their stay in Malaysia. Duration of cover is set by the Immigration Department, depending on the work permit, of up to 12 months, 18 months or 24 months.
Please refer to the brochure below for more details.