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The retail industry in Malaysia faces a diverse range of challenges day-to-day. AIG believes in the importance of working with you to find solutions to your everyday business insurance needs from simple basic packages to larger multiline coverage. 

The stocks in your premises are your livelihood.  It's absolutely necessary to protect them against fire, burglary/robbery and misappropriation by employees.  AIG provides a wide range of package product such as fire, burglary/robbery, money, fidelity guarantee, etc. to cater to your needs.

AIG Malaysia provides the retail industry solutions for the diverse range of day-to-day challenges with a wide range of packaged products such as fire, burglary/robbery, money, fidelity guarantee, etc. to cater to your business needs.

Products for the Retail Industry

Business Travel Insurance

In today’s global environment, it is comforting to know that your employees can travel with peace of mind with our comprehensive Group Travel Insurance. Whatever your employees’ travel patterns, we have plans that offer an extensive array of coverage that provides travel protection

Comprehensive General Liability

Businesses have a duty of care to their customers, as well as to the general public. Legal defence and compensation costs that follow an accident or injury caused by your company’s activities can be crippling. General Liability cover from AIG ensures that the injured party receives fair compensation without putting your business at risk.

Extended Warranty

Our Service Contract Reimbursement program allows you to extend the manufacturers' warranties up to a maximum of five years from the date of purchase for your electrical appliances, mobile devices and furniture with similar manufacturer's protection against structural (furniture), mechanical or electrical failures.

Group Medical

With rising medical costs, you need a medical program that is cost effective to ensure your most valuable asset, your employees are protected.

Management Liabilities

Provides the most innovative and extensive insurance for your directors and officers.

Oil and Gas Service Contractors

Oil and Gas Service Contractors in the ASEAN Region (OSCAR) fulfills the insurance contractual requirements of general oil and gas contractors. It provides comprehensive cover for Workmen's Compensation and Employer Liability and General Liability for oil and gas contractors working onshore and/or offshore.

Public Liability

Public Liability provides indemnity to an Insured for his legal liabilities as well as legal liabilities of his representatives and employees arising in connection with the Insured’s business, carried out at and from the specific place of business.

Workmen's Compensation and Employers Liability

An employer may be legally liable to provide compensation to his workers and their dependents for personal injury/death by accident arising out of and during the course of employment. This covers the employer for such liabilities.

Commercial Crime

Protection against fraud, dishonesty, third party computer and funds transfer fraud.

Environmental Impairment Liability

Environmental insurance provides customers with the broad coverage they need to adequately protect their business from the continuously changing environmental landscape.

Foreign Workers Scheme

AIG Foreign Workers Insurance Scheme is designed with the understanding that your employees are your assets and that taking good care of your foreign workers will ensure the smooth running and success of your business operations.

Group Personal Accident

This product provides compensation in the event of injuries or death caused by sudden and unforeseen accident. Coverage is provided 24/7. This product is specially customized according to your needs and can be purchased by a company to cover its employees, provided that all employees are included for coverage.

Marine Cargo Insurance

Comprehensive cover against risks of loss or damage of goods in transit from point A to B by sea, air (including courier) and land.

Product Liability Insurance

A manufacturer may be held liable for bodily injury or damage to property of others caused by defective products.

Trade Credit

Trade Credit Insurance protects open account sales - export and domestic - against non-payment resulting from a customer's legal insolvency or protracted default. Apart from protecting the insured's primary source of cash and the accounts receivable, our coverage can potentially enable the insured to expand sales in new markets and offer more competitive terms of sale.